MyCreditz is a configurable credit education dashboard that helps businesses deliver on the expectations of today’s consumers, educating them on financial health, engaging them more deeply, and empowering them to shape their financial futures.
Grow your business by helping customers proactively manage their credit scores
If consumers have a clear understanding of their credit report, from when it’s used to who owns it, and how their actions can impact it, they can start making important steps towards managing their financial future.
MyCreditz is a hosted white-label platform. This out-of-the-box, fully configurable solution means your company will not have any development burdens. MyCreditz has the potential to change the way financial institutions compete
Easy and accessible
Illuminates the path to a positive credit future
Personalized experience of their credit past- a 72 month picture of their finances
Provides a holistic credit view including score, report, and monitoring
Credit planning gets more personalized, consumers can learn the easy way by planning actions ahead of time
Your credit report and score are key to making life happen…
By selecting “what if” scenarios, customers can see how their credit score would be impacted: They won’t just know where their score stands but where it could go.
The ability to simulate thousands of possible credit score outcomes helps customers better plan their future credit-related actions
Credit Score Predictor offers customers multiple scenarios to choose from, we know that customers who run credit simulations and understand what affects their credit score are more open to offers.
Solution Highlights
Score Simulator offers customers multiple scenarios to choose from, we know that customers who run credit simulations and understand what affects their credit score are more open to offers.
Change the game with the MyCreditz console
See instant Alerts on score potential.
Myalertz
Wondering if you are offering applicants the best rates and terms? Eliminate the guesswork. Quickly see the improvement potential for each bureau. Chances are Myalertz is already there in your credit reports.
Model any scenario with our Credit Score Predictor
Wondering if you are offering applicants the best rates and terms? Eliminate the guesswork. Quickly see the improvement potential for each bureau. Chances are Credit Assure is already there in your credit reports.
See where to find the MyCreditz counselor
Ready to dive in?
MyCreditz is offered through most credit coaches/ counselors. Whether you purchase credit products from one or more providers, we’ll show you the easiest way to access our platform. Our client success team is also here to give you a tour and answer your questions.
See how others are using our platform.
John Wilmer, Mortgage Canada Source
John met with a client whose credit appeared to be exceptional. With interest rates at historic lows, the client wanted to refinance their mortgage. When John pulled his client’s credit score, they were both perplexed that it was 699 – relatively low given their overall credit standing. The client couldn’t figure out the reason their score wasn’t higher.
100+ Point Increase on Credit Score
Rick Martin, Great Credit Solutions
Rick’s client needed to raise her credit score from 590 to 640 – just 50 points – to have a chance for an FHA loan. Most of her debt was due to credit card balances. Paul used MyCreditz® What-If Simulator™ to look for ways to pay down the debt that wouldn’t require a lot of funds.
50 Point Increase on Credit Score
Matt Richards, Power of Positive Credit
Matt’s client was eager to secure a loan for a vacation home. When Matt pulled the credit report, he noticed that the score was 698 – 18 points less than what his client saw on a free credit score site.
18 Point Increase on Credit Score
See how myCreditz console enables your business to empower consumers and close more loans
Arm consumers with the power to access, understand and monitor their information