One of the best ways to increase profitability is to ensure EVERY mortgage applicant has the highest credit score possible. Our predictive analytics engine eliminates the guesswork by identifying the credit potential for EVERY applicant. Turn that potential into a higher score with a 30 day action plan.
Tools to help realize applicant potential
The next generation of credit potential is here.
Make better offers. Close more loans.
We’ve worked with innovative lenders to build a platform that utilizes credit to qualify more applicants, make better offers and close more loans. Mycreditz helps you increase transparency and help ensure that EVERY applicant has the opportunity to qualify for the best rate and terms.
See instant Alerts on score potential.
Myalertz
Wondering if you are offering applicants the best rates and terms? Eliminate the guesswork. Quickly see the improvement potential for each bureau. Chances are Myalertz is already there in your credit reports.
Model any scenario with our Simulation Engine
You now have access to the same simulation engine used by the Nation’s largest mortgage originators. Immediately see how increasing/decreasing balances, deleting accounts, closing accounts and more may impact an applicants’ score. You can even model scenarios over an extended period of time.
See where to find the MyCreditz counselor
Ready to dive in?
MyCreditz is offered through most credit coaches/ counselors. Whether you purchase credit products from one or more providers, we’ll show you the easiest way to access our platform. Our client success team is also here to give you a tour and answer your questions.
See how others are using our platform.
John Wilmer, Mortgage Canada Source
John met with a client whose credit appeared to be exceptional. With interest rates at historic lows, the client wanted to refinance their mortgage. When John pulled his client’s credit score, they were both perplexed that it was 699 – relatively low given their overall credit standing. The client couldn’t figure out the reason their score wasn’t higher.
100+ Point Increase on Credit Score
Rick Martin, Great Credit Solutions
Rick’s client needed to raise her credit score from 590 to 640 – just 50 points – to have a chance for an FHA loan. Most of her debt was due to credit card balances. Paul used MyCreditz® What-If Simulator™ to look for ways to pay down the debt that wouldn’t require a lot of funds.
50 Point Increase on Credit Score
Matt Richards, Power of Positive Credit
Matt’s client was eager to secure a loan for a vacation home. When Matt pulled the credit report, he noticed that the score was 698 – 18 points less than what his client saw on a free credit score site.
18 Point Increase on Credit Score
See how myCreditz console enables your business to empower consumers and close more loans
Arm consumers with the power to access, understand and monitor their information