MyCreditz Console

Empower Consumers to Understand and Protect Their Credit Health

Consumer Credit Score

This summarises the information in a consumer’s credit report, showing how their credit profile appears to lenders. The credit score reflects changes in the credit market to provide more accurate insight into credit standing.

Score Simulator

This tool allows users to work with credit variables of their score to predict the impact of specific changes and improve their credit behaviour.

Credit Overview

Outlines the key metrics in the consumer’s credit report: number of judgments, defaults, number of overdue accounts and current debt balance.

Featured Offers

MyCreditz with Offers empowers businesses to make targeted, timely offers to grow new accounts, and improve customer engagement and management efforts.

Score History

Provides consumers a graphic indication of changes to their Mycreditz Consumer Credit Score over time.

How you compare

Delivers a percentage rank of a user’s TransUnion Consumer Credit Score against the Mycreditz credit-active population.

Score Reasons

Lists the top 1–3 negative reasons impacting the user’s Mycreditz Consumer Credit Score.

MyCreditz in Action

MyCreditz subscribers are three times more likely to open an account when a provider contacts them with the right offer.

Of those consumers who monitored their credit report with MyCreditz, 45% improved their credit score by up to 50 points.

One third of subprime consumers improve their delinquency rates by 100 basis points after 3 months of monitoring with MyCreditz.

How to Check your Credit Score in Canada

You can get your Equifax credit score and credit report for free with myCreditz! Check your credit score or download your credit report whenever you’d like. Receive weekly updates on how your score has changed, get personalized tips how to improve your score, and find the best financial products that match your profile. Checking your credit score with myCreditz doesn’t hurt it..